Account Opening

Account Opening

Simplified Account Opening Process

Opening an NRI account is now a straightforward process. You can visit any of our branches in India and submit a duly filled account opening form along with the necessary documents. For added convenience, you can also use the facility of online account opening (https://www.centralbank.net.in/#/onlineAccOpening) and send the attested hard copies of the account opening form and required documents to your preferred branch.

DOCUMENTS REQUIRED

The following documents are required for account opening:

  • Two recent passport-sized photographs of all account holders.
  • Identity Proof: Indian or Foreign Passport.
  • Proof of NRI Status: Valid Visa, Work Permit, Overseas Resident Card, or any other applicable document depending on the country of residence.
  • Address Proof (Indian): Driving Licence, Voter ID, Aadhaar, Job Card issued by NREGA, National Population Register Letter, or Passport.
  • Address Proof (Overseas): Utility Bill or Rental Agreement in the foreign country of residence (not more than three months old).
  • Proof of Indian Origin: Copy of Person of Indian Origin (PIO) Card, Overseas Citizen of India (OCI) Card, or PIO Declaration.
  • Proof for Seafarer:
    • Copy of Valid Job Contract.
    • Continuous Discharge Certificate (CDC), if the disembarkation stamp is not older than 180 days.
    • Expired Contract Letter (if the CDC disembarkation stamp is within 180 days).
    • Old Payslips evidencing employment with a shipping company (not more than 6 months old).
  • Tax Related: PAN Card or Form 60, FATCA Declaration, and CRS Declaration.

NON FACE-TO-FACE ACCOUNT OPENING

If you are opening your account on a non-face-to-face basis, all application forms and supporting documents must be duly attested. The signature(s) of the applicant(s) and all enclosed documents must be verified with an official signature and seal/stamp by any one of the following:

  • Authorized officials of overseas branches of Scheduled Commercial Banks registered in India.
  • Branches of overseas banks having correspondent relationships with Indian banks.
  • Notary Public abroad.
  • Court Magistrate.
  • Judge.
  • Indian Embassy / Consulate General in the country where the NRI customer resides.

QUICK REQUIREMENTS

Identity Proof

Valid Indian Passport / OCI Card / Foreign Passport.

Overseas Address Proof

Utility Bill, Rental Agreement, Work Permit or Valid Visa.

PAN / Form 60

PAN Card or Form 60 along with FATCA and CRS declaration.