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Digital Vehicle Loan

Digital Vehicle Loan                                                                                       Apply Now

 

Purpose: To purchase four wheeler vehicle (Car, Jeep, Utility Vehicle, SUV) for personal use

 

Who can apply: Salaried/Self-employed individuals with minimum age of 18 years and maximum age up to 65 years.

 

Documents Required:

  1.  

PAN card
  1.  

Aadhar card
  1.  

Other income proof (rental income/ variable pay slips etc.)
  1.  

Driving License

  1.  

Vehicle Quotation
  1.  

Income Tax Return for last two years (Acknowledgement copies)
  1.  

Latest passport size Photograph
  1.  

For salaried

-Latest salary slip

-Form 16 (last two financial years)
  1.  

For Self-employed

-GST registration certificate (if applicable)

-Udyam registration certificate
  1.  

Income Tax Returns ITR Forms for last two financial years (downloaded from Income Tax return site in PDF format)
  1.  

Savings/Current Bank account statement for last 12 months (downloaded from internet banking/Mobile banking in PDF format)

 

 

Interest Rate: RBLR (Repo Rate+ Spread) + CRP (Credit Risk Premium) ranging from 7.51 % to 9.20 % on the basis of CIC Score

Loan Amount:

Min. Loan Amount:

Non-electric vehicle/electric vehicle : ₹1 Lakh

Max. Loan Amount:

Non-electric Vehicle: Up to ₹2 crores

Electric Vehicle: Up to ₹1 crores