| Non Resident Accounts | Rate of Interest (%) |
|---|---|
| NRE Term Deposits | Click Here to View Interest Rate |
Latest FCNR (B) Interest Rate
The interest rates for FCNR (B)/ CENT FCNR (B) PREMIUM PLUS Deposit and RFC Deposits applicable to fresh deposits / renewals made on or after 10.10.2025 are as under:
Interest Rate on FCNR (B) Deposits w.e.f. Nov 10, 2025
|
Period of Deposit |
Interest Rates in different currencies in % p.a. (HY Comp.) |
||||
|
USD |
GBP |
EUR |
CAD |
AUD |
|
|
1 year to less than 2 years |
5.40 |
4.50 |
3.00 |
1.99 |
2.95 |
|
2 years to less than 3 years |
4.30 |
4.00 |
2.00 |
1.74 |
2.75 |
|
3 years to less than 4 years |
4.05 |
3.25 |
1.50 |
1.49 |
2.45 |
|
4 years to less than 5 years |
3.60 |
3.00 |
1.50 |
1.49 |
2.45 |
|
5 years only |
3.60 |
3.00 |
1.50 |
1.49 |
2.45 |
RFC (USD) Deposit Interest Rates w.e.f. Nov 10, 2025
|
Period of USD deposit |
Interest Rate in % p.a. (HY Comp.) |
|
6 months to less than 12 months & Savings A/c |
4.40 |
|
Overdue deposits |
NIL |