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Interest Rates

Latest FCNR (B) Interest Rate

The interest rates for FCNR (B)/ CENT FCNR (B) PREMIUM PLUS Deposit and RFC Deposits applicable to fresh deposits / renewals made  on or after 10.06.2026 are as under: 

Interest Rate on FCNR (B)/ CENT FCNR (B) PREMIUM PLUS & RFC Deposits w.e.f. 10th Jun.2026

Period of Deposit

Interest Rates in different currencies in % p.a. (HY Comp.)

USD

GBP

EUR

CAD

AUD

1 year to less than 2 years

5.00

4.50

3.00

2.70

3.70

2 years to less than 3 years

4.00

3.75

2.00

2.45

3.50

3 years to less than 4 years

6.00

3.00

1.50

2.20

3.05

4 years to less than 5 years

6.00

2.75

1.50

2.20

3.05

5 years only

6.00

2.75

1.50

2.20

3.05

Overdue Deposit

2.00

1.75

0.50

1.20

2.05

 

 RFC (USD) Deposit Interest Rates

Period of USD deposit

Interest Rate in % p.a. (HY Comp.)

6 months to less than 12 months & Savings A/c

                 4.00

Overdue deposits

NIL