Interest Rates

Period of Deposit

Interest Rates in different currencies in % p.a. (HY Comp.)

USD

GBP

EUR

CAD

AUD

1 year to less than 2 years

5.10

4.50

3.00

2.70

3.70

2 years to less than 3 years

3.97

3.75

2.00

2.45

3.50

3 years to less than 4 years

3.62

3.00

1.50

2.20

3.05

4 years to less than 5 years

3.47

2.75

1.50

2.20

3.05

5 years only

3.47

2.75

1.50

2.20

3.05

Overdue Deposit

2.47

1.75

0.50

1.20

2.05

Period of USD deposit

Interest Rate in % p.a. (HY Comp.)

6 months to less than 12 months & Savings A/c

                 4.40

Overdue deposits

NIL