Skip to main content
Toll Free Number - 1800 30 30 - for all Toll Free Number - 18002031911 - Exclusively for Pensioner National Cyber - Crime Helpline - 1930 
 

Revision of Service Charges in 69 parameters  w.e.f. 21.11.2026.

 

ANNEXURE-1

(Revision of Service Charges in 69 parameters)

Sr No.

Particulars

Existing Service Charges

Revised Service Charges

A. Retail Credit

1

Housing Loan – Documentation Charge

₹1,350/- flat

  1. Up to ₹2,00,000/-: NIL
  2. Above ₹2 Lakh to

 ₹25 Lakh: ₹2,000/-,

  1.  Above ₹25Lakh to ₹1cr: ₹5,000/-,
  2.  Above ₹1cr: ₹10,000/-

2

Processing Charges Housing Loan – Takeover of Loan

₹ 2,500/-

0.50% of loan amount.

 Min ₹2,500 ; Max ₹20,000/-

3

Top-Up Home Loan (Term Loan) – Processing Fee

  1. 0.50% of loan amount,

Min ₹ 2,500/-, Max ₹20,000 + GST

  1.  Documentation ₹450 + GST
  1. 0.50% of loan amount,

Min ₹2500/-, Max ₹35,000 + GST

  1. Documentation ₹450 + GST

    * Documentation charges of Rs.1350/- for Housing loan to continue till Festival Bonanza period i.e. upto 31.12.2026

          * Processing charges waiver to continue till 31.12.2026.

4

Earnest Money Deposit Charge

₹100/- per application

₹500/- per application

5

Vehicle Loan – Two-Wheeler – Processing Fee

0.50% of loan amount.

 Min ₹500/- ; Max ₹2,000/-

0.50% of loan amount

 Min ₹500/- ; Max ₹5000/-

6

Education Loan (Domestic, other than overseas) – Processing Fee

NIL

Upto ₹20 Lakh: Nil
Above ₹20L : ₹10,000 flat

(Except Staff/Exstaff, PM Vidyalaxmi scheme and AAA/ AA category colleges)

7

Gold Loan – Safekeeping Charges (post-tenure/post-closure)

  1. Up to ₹25,000/- Nil
  2. Above ₹25,000/– ₹5Lakh: ₹100/month +GST
  3. Above ₹5Lakh: ₹200/month +GST 
  1. Up to25,000/- Nil
  2. Above ₹25,000– ₹ 5 Lakh: ₹150/month + GST
  3. Above ₹5Lakh: ₹300/month + GST

B. Agriculture Credit

8

Upfront Fee (Fresh Term Loans) / Processing Fee (Renewal/Review)

  1. Up to ₹3 Lakh: NIL,
  2.  Above ₹3 Lakh: 50% of 1.25% (i.e., 0.625%)
  1. Up to ₹50K: NIL
  2.  Above 50K-3 Lakh: 0.30%
  3.  Above ₹3 lakh: 0.75%

9

Documentation Charges (Fund Based/Non-Fund Based, by exposure)

  1. Up to ₹3 lakh: NIL
  2. Above ₹3 lakh to ₹10 lakh: 2,500/-
  3. Above ₹10 lakh: ₹100/lakh max

 ₹ 15,000/-

  1. Up to ₹3 lakh: NIL
  2.  Above ₹3 lakh to ₹10 lakh: ₹2,500/-.
  3.  Above ₹10 lakh to ₹1 Crore: ₹100/lakh max 10,000/-
  4.  Above ₹1 Crore to ₹5 Crore: ₹100/lakh max ₹25,000/-
  5.  Above ₹5-50cr: flat ₹50,000/-
  6.  Above ₹50cr: flat ₹75,000/-

C. Credit (Corporate/Other, ex-Retail & Agri) 

10

Inland LC – Opening Charges (per LC)

Opening charges: 1.00% p.a.

(charges for the period of liability from the date of opening of credit to the last date of opening of Credit to the last date of its validity @0.25% for every period of 3 months or part thereof with minimum of ₹500/-)

 Usance: 2.00% p.a.

(For the usance period of complete month or part thereof. In case of sight bills/usance for less than 1 month, minimum 1-month charges @0.1675%, minimum ₹1000/)

Opening: 1.20% p.a.

(charges for the period of liability from the date of opening of credit to the last date of opening of Credit to the last date of its validity @ 0.30% for every period of 3 months or part thereof with minimum of ₹500/-)

Usance: 2.00% p.a.

(For the usance period of complete month or part thereof. In case of sight bills/usance for less than 1 month, minimum 1-month charges @0.1675%, minimum ₹1000/)

11

Term Loan – Annual Review Charges

 

 

  1. Up to ₹1 crore: NIL (standalone)/0.10% on outstanding (with WC).
  2. Above ₹1 crore: 0.10% (implementation, Max ₹10L) / 0.05% (post-implementation, Max ₹5L)

Limit

Charges

Up to ₹1.00 crore

Standalone Term Loan: NIL

Other (which are reviewed along with regular WC facility): @0.10% on outstanding

Above ₹ 1.00 crore

@0.10% on outstanding.

Max. ₹ 10.00 Lakh

12

Documentation Charges (Fund Based/Non-Fund Based, by exposure)

  1. Up to ₹ 2 lakh: Nil
  2. > ₹2 lakh to ₹10 lakh: ₹2,500/-
  3. >₹10 lakh to ₹1 Crore: ₹5000/-
  4. >₹ 1.00 crore to ₹5.00 Crore: ₹10000/-
  5. >₹5.00 Crore to ₹50.00 Crore:          ₹ 20,000/-
  6. >50.00 Crore: ₹50000/-
  • In case of enhancement of the facility, Documentation Charges shall be levied on enhanced portion only.
  • Renewal/Review of limits: Nil
  • Retail/ Schematic Lending: As per scheme
  • Loan against 100% Liquid Securities (i.e. Bank’s own deposit/NSC/LIP, etc.): Nil

CONSORTIUM ADVANCES: Documentation charges shall be applicable in line with Consortium.

DOCUMENTATION CHARGES ON ADHOC: At par of normal documentation charges

  1. Up to ₹ 2 lakh: Nil
  2. > ₹2 lakh to ₹10 lakh: ₹2,500/-
  3. >₹10 lakh to ₹1 Crore: ₹5000/-
  4. >₹ 1.00 crore to ₹5.00 Crore: ₹25000/-
  5. >₹5.00 Crore to ₹50.00 Crore:  ₹ 50,000/-
  6. >50.00 Crore: ₹100000/-
  • In case of enhancement of the facility, Documentation Charges shall be levied on enhanced portion only.
  • Renewal/Review of limits: Nil
  • Retail/ Schematic Lending: As per scheme
  • Loan against 100% Liquid Securities (i.e. Bank’s own deposit/NSC/LIP, etc.): Nil

 

CONSORTIUM ADVANCES: Documentation charges shall be applicable in line with Consortium.

DOCUMENTATION CHARGES ON ADHOC: At par of normal documentation charges

13

TEV (Techno-Economic Viability) Study Charges

TEV Study charges:

The charges of the Consultants shall have to be borne by the concerned borrower and the loan applicant should be clearly informed of the same. Moreover, the payment to the Consultant should be made by the Bank directly and TEV study should be conducted at the instance of the Bank and not at the request of the borrower.

 

The fee structure as approved by the Bank’s Board payable to the consultant is as under:

 

Above ₹.10.00 crore but less than ₹ 25 crore

0.05% of Project cost

Min Fees ₹. 50000/- & Maximum ₹.100000/- + GST

Above ₹.25.00 crore but less than ₹.100 crore

0.04% of Project cost

Min Fees ₹. 100000/- & Maximum ₹.250000/- + GST

Above ₹.100 crore

0.025% of Project cost

Min Fees ₹. 250000/- & Maximum ₹.400000/- + GST

TEV Vetting Charges

Charges for vetting of TEV study shall be 50% of applicable TEV appraisal charges as mentioned above.

TEV Study charges:

The charges of the Consultants shall have to be borne by the concerned borrower and the loan applicant should be clearly informed of the same. Moreover, the payment to the Consultant should be made by the Bank directly and TEV study should be conducted at the instance of the Bank and not at the request of the borrower.

The fee structure as approved by the Bank’s Board payable to the consultant is as under:

 

 

 

 

 

Upto ₹.10.00 crore

0.30% of Project cost

Min ₹ 50000/-+ GST

Above ₹.10.00 crore but less than ₹ 25 crore

0.20% of Project cost

Min ₹ 300000/- + GST

Above ₹.25.00 crore but less than ₹.100 crore

0.10% of Project cost

Min ₹ 500000/- + GST

Above ₹.100 crore

0.05% of Project cost

Min ₹ 1000000/- + GST

 

TEV Vetting Charges

Charges for vetting of TEV study shall be 50% of applicable TEV appraisal charges as mentioned above.

 

14

Purchase/Discount of Bills/Cheques/Drafts (Outstation & Local)

  1. Up to ₹10 Lakh: Flat ₹1,000/-  
  2. Above ₹10 Lakh: Flat ₹3,000/-.
  3. Bills: 50% of collection charges
  1. Up to ₹10 lakh: ₹1500/-
  2. Above ₹10 lakh: ₹3000/-
  3.  Bills: 50% of applicable collection charges

15

Amendment/Modification of Accepted Sanction Terms

0.02% of loan amount, Min ₹1,000/Max ₹5 lakh

0.02% of loan amount, Min ₹5,000/Max ₹10 lakh

16

Revalidation of Sanction

50% of applicable Process Fee, Max ₹2.5 lakh

50% of applicable Process Fee, Max ₹10 lakh

17

Issuance of NOC (Ceding Charge / Other Purpose)

0.05% of limit, Min ₹2,000/-Max ₹50,000/-

0.05% of limit, Min ₹5,000/-Max ₹500,000/-

18

Issuance of Solvency Certificate

0.10% of certificate amount, Min ₹1,000/-Max ₹25,000/-

0.10% of certificate amount, Min ₹1,000/-Max ₹50,000/-

19

Providing Credit Information/Opinion (on request)

₹1,000 per occasion

Individual ₹1,000/occasion.

Non-individual ₹1,500/occasion.

20

Registration of Power of Attorney

₹100 (individual) / ₹150/- (non-individual) per occasion

₹200/- per occasion individual/ ₹500/- per occasion (non-individual)

21

CERSAI Charges (Creation/Modification of Security Interest)

  1. Up to ₹5 lakh: ₹50
  2. Above ₹5 lakh: ₹100
  1. Up to ₹5 lakh: ₹100/-
  2. Above ₹ 5 Lakh: ₹ 200/-

22

Mortgage Charges (by limit)

  1. Up to ₹ 10 Lakh 0.001%, Max ₹2,000.
  2. Above ₹10 Lakh-1cr: 0.075%, Min ₹2,000/-; Max ₹7,500/-.
  3. Above ₹1cr: 0.050%, Min ₹7,500/-: Max ₹35,000/-
  1. Up to ₹10 lakh: ₹2,000/-
  2.  Above ₹10 lakh–1 crore: 0.075%, Min ₹2,000/-.
  3. Above ₹1 crore: 0.05%, Max ₹50,000/-

D. Forex

23

Export LC – Amendment Charges

₹500/- (own customer) /

₹1,000 (other bank customer) per amendment

₹1000/amendment for own customers; ₹2,000/amendment     for non-customers

24

Import LC – Opening (Sight/Usance)

  1. Up to ₹5cr: 0.12%/month, Min ₹1,200/LC.
  2. Above ₹5cr -25cr: 50% of base rate (incremental).
  3.  Above ₹25cr: 25% of base rate (incremental)

Commitment charges also similar to usance charges i.e. part of a month should be construed as a completed month. (charges for the period of liability from the date of opening of credit to the last date of opening of its validity @ 0.25% for every period of 3 months or part thereof with minimum of ₹ 500/-)

 

 

Amount

Charges (Min. ₹2000/- per LC)

(a)

Up to ₹5.00 crore

0.12% per month, Min ₹2000/- per LC

(b)

Above ₹5.00 crore to ₹25.00 crore

50%* of charges at S. No. a)

(On incremental value)

Subject to Min. ₹2000 per LC

(c)

Above ₹25.00 crore

25%* of charges at S. No. a) (On incremental value)

Subject to, Min. ₹2000 per LC

(d)

LC established against 100% cash deposit as Security

25% of Normal charges mentioned at S. No. a), b) and c)

However, the deposit must be at Card rate

Subject to, Min. ₹2000 per LC

*For individual Transactions, concession is to be extended on the incremental value.

NOTE:

The period is to be calculated from the date of opening LC to the last date of its validity + Usance period of bill and part of a month should be construed as a completed month. For sight LC, validity of LC+1 month.

 

FOR EXAMPLE, If a LC of ₹30.00 crore is to be opened, normal commission up to ₹5.00 crore plus one half of the normal commission for ₹20.00 crore plus one fourth of normal commission on balance ₹5.00 crore.

Postages/Courier charges: ₹ 1000/-

25

Commission on Import Bills – Under LC

  1. With exchange benefit: 0.10%/bill, Min ₹1,500/Max ₹15,000.
  2. Without exchange benefit: 0.15%/bill, Min ₹1,500/Max ₹25,000
  1. With exchange benefit: 0.125%/bill, Min ₹1,500/Max ₹20,000/-.
  2.  Without exchange benefit: 0.15%/bill, Min ₹1,500/Max ₹25,000/-

26

Commission on Import Bills – Not Under LC

  1. With exchange benefit: 0.10%, Min ₹1,500/Max ₹15,000/-.
  2. Without: 0.15%, Min ₹1,500/Max ₹20,000/-
  1. With exchange benefit: 0.10%, Min ₹1,500/Max ₹15,000/-.
  2.  Without: 0.15%, Min ₹1,500/Max ₹25,000/-

27

Inward Remittance Commission (NRE/NRO, non-export)

NRE/NRO a/c with CBI: NIL. Else ₹150 flat, any amount.

Encashment of TTs / purchase of MTs / DDs in respect of which cover has been received in NOSTRO Account:

 

NRE & NRO A/cs

Commission not to be charged if proceeds deposited to NRE/NRO accounts maintained in our bank otherwise normal commission to be charged.

INWARD REMITTANCES:

Normal Commission for NRE & NRO Accounts – ₹250/- Flat, irrespective of the amount

Where the inward remittance has to be paid in foreign currency by way of a Demand Draft/ Mail Transfer/Payment Order/ Telegraphic Transfer

0.10% (Min ₹500/- per transaction and Max ₹5000/-) + Swift Charges

Inward remittances and FDBC credited to EEFC accounts.

₹500/- Flat

FOBC cheque to EEFC

0.25% plus out of pocket expenses + Swift Charges; Subject to min. ₹500/-

 

 

 

E-FIRC Issuance Charges

₹500/- Flat

FIRC issued on Security Paper or Letter Head of Bank

₹250/- per Certificate

Commission on Clean Instruments Sent for Collection Abroad

Up to ₹5 Lakh

₹ 100/- Flat

Above ₹5 Lakh

0.10% of the amount (Max.₹5000/-) (Including cost of FIRC/ Courier Charges/ Post)

Returning of clean instruments sent for collection abroad

₹ 500+ out of pocket expenses on actual basis

Foreign currency instruments sent for collection in India

As applicable to inland transactions

Foreign Currency-Notes

 

Up to

₹ 1 Lakh

₹100/- Flat

Above

₹ 1 Lakh

0.10% of the amount (Max. ₹5000/-)

 

       

 

28

Bill Purchased/ /Discounted/ Negotiated/ Collection/ Consignment Exports/ Advance payment Basis (including export to Warehouse, Merchanting Trade, Deemed Export, Service or Software Export, Regular Export etc.

For BL/AWB/PP/PR per bill lodgement: ₹1,000 per bill lodgement (per BL/AWB/PP/PR) irrespective of Bill amount.

 

 

 

 ₹250/- per BL/AWB/PP/PR - 100% advance received (IRM/FIRC value date should not be later than the BL/AWB/PP/PR and shipping bill date) irrespective of Bill amount.

For courier receipt/e-commerce: ₹250 per Bill/Invoice for ecommerce & Courier receipt bills irrespective of Bill amount.

Including e-BRC Charges 

Note: The above rates shall be applicable for maximum upto 5 Shipping Bills. For Over and above 5 shipping Bills, ₹ 500/- per Shipping Bill will be charged in addition to above charges.

For BL/AWB/PP/PR per Bill lodgement -  

(a) ₹ 1000/- Per Bill Lodgement (Per BL/AWB/PP/PR) for bill amount upto ₹50.00 Lakh

(b)₹ 1500/- Per Bill Lodgement (Per BL/AWB/PP/PR) for bill amount of above ₹50.00 Lakh

 

₹ 250/- Per BL/AWB/PP/PR - 100% Advance Received (IRM/FIRC Value Date Should not be later than the BL/AWB/PP/PR and Shipping Bill date) irrespective of bill amount.

For Courier Receipt / e-commerce:

₹ 250/- per Bill/Invoice for e-commerce & Courier Receipt bills irrespective of bill amount.

 

*Including e-BRC charges

NOTE: The above rates shall be applicable for maximum up to 5 Shipping Bills. For over and above 5 shipping bills, ₹ 500/- per shipping bill will be charged in addition to above charges

E. General Banking 

29

AMB Non-Maintenance Charge – Current Account

Quarterly,

by branch category: Rural/Semi-Urban ₹200/-, Urban/Metro ₹600/- (Regular); Premium variants (Silver/Gold/Diamond/ Vyavsaay) ₹100–600

Standard Rate for General Current Account

Rural/Semi-Urban ₹500/quarter.

Urban/Metro ₹1000/quarter for

 

 Premium product as per circular

30

Ledger Folio / Account Maintenance Charges (beyond free entries)

  1. SB: ₹2/entry beyond 40 debits/half-year.
  2. CA/CC/OD: ₹2/entry, Min ₹100/Max ₹1,000/- (no free folio in OD/CC).
  3. BSBD: ₹5/debit beyond 6/month
  1. SB: ₹2/entry beyond 30 debits/half-year.
  2.  CA/CC/OD: ₹2/entry, Min ₹100/Max ₹1,000/- (no free folio in OD/CC).
  3.  BSBD: ₹5/debit beyond 6/month

31

Cheque Book Issuance – Savings Account (beyond free limit)

  1. Digital: ₹3/leaf.
  2. Branch: ₹4/leaf. Non-personalised: ₹5/leaf. Free: 20 leaves/FY (SB), 60–200 leaves/FY by branch category (Cent Premium variants)
  1. ₹5/leaf beyond free limit.

20 free leaves/FY for regular SB; Premium Scheme as per master circular

32

Cheque Book Issuance – Current Account (beyond free limit)

Same per-leaf rates as SB (₹3–5/leaf); free leaves 60/100/150/200 by branch category (Cent Premium), variant-specific free limits for Silver/Gold/Diamond/ Vyavsaay

Same per-leaf rates as SB (₹5/leaf),

Variant-specific free limits for Silver/Gold/Diamond/Vyavsaay

33

Standing Instruction – Registration (Intra-bank / Inter-bank)

  1. Intra-bank: NIL.
  2.  Inter-bank: ₹50/- per instruction
  1. Intra-bank: NIL
  2.  Inter-bank: ₹100/- per instruction

34

Stop Payment Instructions – Savings Account

  1. ₹100/- per instrument.
  2. ₹400/- for a range of 3+ cheques
  1. ₹100/instrument; ₹500 for a range of cheques (up to 10).
  2.  ₹1000/ occasion above 10

35

Stop Payment Instructions – Current Account/CC/OD

₹200/- per instrument; ₹600 for a range of 3+ cheques

₹250/instrument.

₹700/- for a range of cheques (up to 3+ cheques)

36

Cancellation/Revocation of Stop Payment Instructions

SB: ₹20/- per instrument, Max ₹200 per instruction. CA/CC/OD: no separate revocation rate stated on the current page.

₹100/instrument.

 ₹500/- for a range of cheques (up to 10). 

₹1000/occasion ABOVE 10

37

Account Closure Charges – Savings Account

  1. Upto14 days: NIL.
  2. Above 14 days–12 months: ₹300/-.
  3. Above 12 months: NIL
  1. Upto 14 days: NIL
  2. Above14 days–12 months: ₹500/-
  3.  Above12 months: NIL

38

Account Closure Charges – Current Account

  1. Upto 14 days: NIL.
  2.  Above 14 days–12 months: ₹600/-
  3. Above 12 months: NIL
  1. Upto 14 days: NIL
  2.  Above 14 days–12 months: ₹2000/-
  3. Above 12 months: NIL

39

Registration of Power of Attorney – Individual (General Banking)

₹500/- (all customers)

  1. ₹500/- for Individual
  2.  ₹1,000/- for non-individual

40

Change of Authorized Signatory / Reconstitution

  1. Individual: NIL.
  2. Non-individual: ₹200/- per occasion
  1. Individual: ₹150/- per occasion.
  2.  Non-individual: ₹200/- per occasion

41

Issuance of Demand Draft

  1. Up to ₹10,000: ₹50/-
  2.  Above ₹10,000: ₹4/1000, Min ₹50/Max ₹15,000/-
  1. Up to ₹10,000: ₹50/-.
  2.  Above ₹10,000: ₹5/1000, Min ₹50; Max ₹15,000/-

42

DD Cancellation / Revalidation / Duplicate Issuance

  1. Revalidation ₹100/instrument.
  2. Cancellation/lost/duplicate: ₹250/instrument (cash-tendered).
  1. Revalidation ₹150/instrument.
  2. Cancellation/lost/duplicate: ₹250/instrument (cash-tendered).

43

Cheque/Bill Return Charges – Inward, Insufficient Funds

  1. Up to ₹1Lakh: ₹200/-.
  2. Above ₹1Lakh-1cr: ₹500/-.
  3. Above ₹1cr: ₹2,000/- (1st cheque)/₹2,500/- (subsequent)
  1. Up to ₹1 lakh: ₹250/-
  2.  Above ₹1–10 lakh: ₹500/-.
  3.  Above ₹10 lakh–1 crore: ₹1,500/-.
  4.  Above ₹1 crore: ₹2,500/-

44

Cheque/Bill Return Charges – Outward

  1. Via clearing house: upto ₹ 1Lakh: ₹100/-
  2.  Above ₹1 Lakh): ₹200/-.
  3.  Direct presentation: ₹150+OPE
  1. Up to ₹1 lakh: ₹150/-
  2.  Above ₹1–10 lakh: ₹400/-.
  3.   Above ₹10 lakh–1 crore: ₹750/-.
  4.  Above ₹1 crore: ₹1250/-

45

Collection of Outstation Cheques/Drafts

  1. Up to ₹10,000: ₹50/-.
  2. ₹10,000-1L: ₹100/-.
  3. above ₹1L: ₹250/-
  1. Up to ₹10,000: ₹50/-.
  2.  Above ₹10,000-1 Lakh: ₹100/-.
  3.  above ₹1L-5L: ₹250/-
  4.  above ₹5–10 lakh ₹300/-.
  5.  above ₹10 lakh ₹375/-

46

Collection of Local/Outstation Bills

  1. Up to ₹10,000: ₹100 + OPE.
  2.  Above ₹10,000: ₹10/1000 + OPE, Min ₹100/Max ₹15,000/-

a) upto ₹10,000: ₹125 + Out of Pocket expenses.

>₹10,000: ₹10/1000 + Out of Pocket expenses.

Min ₹125/Max ₹20,000/-.

47

Cash Handling Charges – Deposit, Savings Account (beyond free limit)

  1. Upto ₹2Lakh/day: Free.
  2. Above ₹2Lakh: ₹1/1000, Min ₹25.

Also 5 free txns/month, then ₹25/txn (non-digital channels).

  1. upto ₹2 Lakh/day: Free.
  2.  above ₹2L: ₹1.5/1000/-,

Min.₹25; Max ₹10,000/-.

Also 5 free txns/month, then ₹25/txn (non-digital channels).

48

Cash Handling Charges – Deposit, Current Account/CC/OD (beyond free limit)

  1. Up to ₹2Lakh/day: Free.
  2. Above ₹2Lakh: ₹1/1000, Min ₹50/Max ₹15,000

(aggregate same-day deposits)

  1. Up to ₹1 lakh/day: Free;
  2.  Above ₹1 lakh/day to ₹2 lakh/day: ₹100/-
  3.  Above ₹2 lakh: ₹1.50/₹1,000, Min ₹50/Max ₹30,000/-; (aggregate same-day deposits

49

Cash Handling Charges – Denomination-wise (Currency & Coins)

Free up to 1,000 pieces. Above: ₹10/100 pieces, Max ₹10,000/-

Free up to 1,000 pieces.

Above: ₹10/100 pieces, Max ₹20,000/-

50

Cash Handling Charges – Withdrawal, Savings Account (beyond free limit)

Free: Max 5 withdrawals/month. Beyond: ₹2/1000, Min ₹25

First 5 branch cash withdrawals/month free; thereafter ₹50/transaction, digital /ATM transactions excluded

51

Locker – Registration/Allotment Charges (one-time)

Rural/Semi-Urban: ₹300/-. Urban/Metro: ₹500/-

Rural/Semi-Urban: ₹400/-. Urban/Metro: ₹600/-

52

Safe Custody Charges (sealed cover/box)

Folio opening: ₹150/-. Scrip: ₹25/scrip p.a., Min ₹100/-. Sealed cover: ₹500/cover p.a. Sealed box: ₹3,000/box p.a. (up to 30x30x30cm), ₹400/cubic ft. above, Min ₹3,500

Folio opening: ₹250/-.

Scrip: ₹25/scrip p.a., Min ₹250/-.

Sealed cover: ₹1000/cover p.a.

Sealed box: ₹5,000/box p.a. (up to 30x30x30cm), ₹500/cubic ft. above, Min ₹5,000/-

53

Old Record Enquiry Charges

Up to 1 year: ₹100/reference + OPE. Beyond 1 year: ₹300/reference/request/document/sheet + OPE

Up to 1 year: ₹200/reference + Out of Pocket expenses.

Beyond 1-year upto 3 years: ₹500/reference/request/document/sheet + Out of Pocket expenses.

 >3 years: ₹1000 per reference + Out of Pocket expenses.

54

Attestation / Certificate Charges

₹100/- (individual) / ₹150/- (non-individual) per occasion

₹200/- (individual) / ₹500/- (non-individual) per occasion

55

Copy of Cheque/Draft (paid by bank)

₹100/- per instrument (attested copy)

₹250/- per instrument; additional copies at ₹100/- each

F. Digital Banking

56

IMPS – Branch/Digital Channel (Mobile/Internet Banking)

Digital:

  1. upto ₹10000: ₹3/-
  2. Above₹ 10000-1Lakh: ₹5/-
  3. Above: ₹ 1Lakh-2Lakh ₹10/-,
  4. Above ₹2Lakh-₹5Lakh ₹15 (all +GST).

Branch:

  1. upto ₹1000: ₹5/-
  2. Above₹ 10000-1Lakh: ₹7/-
  3. Above: ₹ 1Lakh-2Lakh ₹15/-,
  4. Above ₹2Lakh-₹5Lakh ₹20 (all +GST).

Digital:

  1. upto ₹10000: ₹3/-
  2. Above₹ 10000-1Lakh: ₹5/-
  3. Above: ₹ 1Lakh-2Lakh ₹15/-,
  4. Above ₹2Lakh-₹5Lakh ₹15 (all +GST).

Branch:

  1. upto ₹1000: ₹5/-
  2. Above₹ 10000-1Lakh: ₹8/-
  3. Above: ₹ 1Lakh-2Lakh ₹15/-
  4. Above ₹2Lakh-₹5Lakh ₹20 (all +GST).

57

NACH/ECS – Mandate Registration Charges

  1. Inward verification: ₹100/mandate
  2. Outward mandate: ₹50/mandate
  1. ₹150 per mandate (outward/inward)
  2. e mandate NIL

58

NACH/ECS – Return/Failure Charges

₹100 per return (insufficient funds)

  1. upto ₹1 lakh: ₹100/-
  2. Above ₹1 lakh- ₹10 Lakh: ₹250/-
  3. Above ₹10 lakh: ₹500/- (insufficient funds)

59

ATM – Own Bank, Beyond Free Transaction Limit

5 free/month (financial+ non-financial). Beyond: Financial ₹15, Non-financial ₹5

Align to RBI ceiling: 5 free/month; thereafter Financial ₹23 + GST,

Non-financial ₹10 + GST (own ATM)

60

ATM – Other Bank, Beyond Free Transaction Limit

 3 free transactions/month in six metros and 5 elsewhere. Beyond free limit: Financial ₹21; Non-financial ₹10.

3 free in six metros / 5 elsewhere; thereafter Financial ₹23 + GST, Non-financial ₹10 + GST

G. Business Correspondent (BC Point) 

61

Cash Withdrawal via BC – On-us (FI, beyond free limit)

On-us FI/BC withdrawal: 6 free/month across all modes; thereafter ₹10 + GST each.

On-us FI/BC withdrawal: 6 free/month across all modes; thereafter ₹15 + GST each.

H. DEMAT 

62

Demat Account Opening

NIL

  1. Individuals: Nil.
  2.  Non-individual/ corporate: ₹100/- one-time opening/administration fee.

63

Demat Annual Maintenance Charge (AMC) – Individual, with linked SB/CA

General Public AMC: ₹300/year

  1. Wealth customers
    General Public AMC: ₹300/year
  2. Non-Wealth customers:
    ₹500/year for individual;
    c) BSDA as per regulatory slab; ₹1500/year for non-individual

64

Demat AMC – Non-Individual / Corporate

Corporate/HUF AMC: ₹1,000/-.

AMC: HUF ₹1,000; corporate ₹1,200/-.

65

Dematerialization Charges (converting physical to electronic)

₹3/certificate + ₹35/request; actual postage charged separately

₹5/certificate + ₹50/request; actual postage charged separately

66

Rematerialization Charges (converting electronic back to physical)

₹15 per 100 securities or ₹15/certificate, whichever higher.

₹25/- per 100 securities or ₹50/- per certificate, whichever is higher.

67

Pledge Creation Charges

0.03% of market value, Min ₹30/transaction

0.03% of value, Min ₹100/transaction, Max ₹500/ISIN + depository actuals

68

Transaction Charges (Market/Off-Market Sale/Debit)

Sale (market/off-market): 0.03% of market value, Min ₹20/txn.

Sale (Market/Off-Market): 0.03% of market value, Min ₹25 per transaction.

69

Failed Transaction Charges

₹25/-instruction

₹35/- per instruction