Debit Card Charges

ATM CUM DEBIT CARD CHARGES / PREPAID CARD CHARGES

1.1

Variant

Rupay Select

Rupay Platinum

Rupay Platinum JCB

Rupay Classic

Rupay Business card

Rupay on the Go (GoKey-Key Chain

VISA Platinum

1.2

Card Issuance Charges

PRIMARY

Rupay Select	₹ 950
Rupay Platinum	₹ 300
Rupay Platinum JCB	₹ 300
Rupay Classic	₹ 200
Rupay Business card	₹ 499
Rupay on the Go (GoKey-Key Chain	₹ 500
VISA Platinum	₹ 600

1.3

Annual Maintenance Charges

Rupay Select	₹ 950
Rupay Platinum	₹ 300
Rupay Platinum JCB	₹ 300
Rupay Classic	₹ 200
Rupay Business card	₹ 250
Rupay on the Go (GoKey-Key Chain	₹ 500
VISA Platinum	₹ 600

1.4

Card surrender and transfer of unutilized balance

NIL

1.5

Hot Listing

NIL

1.6

Card Replacement Charges/Recard issuance Charges (Duplicate Issuance)

Rupay Select	₹ 200
Rupay Platinum	₹ 200
Rupay Platinum JCB	₹ 200
Rupay Classic	₹ 200
Rupay Business card	₹ 200
Rupay on the Go (GoKey-Key Chain	₹ 500
VISA Platinum	₹ 600

1.7

Duplicate PIN/ Regeneration of PIN through Branch

NIL

1.8

Transaction declined due to insufficient Balance

₹ 25/-

1.9

For use of Bank’s own ATMs located in Metro and Non-Metro Areas

5 Transaction (Financial + Non-Financial) in a month	Free
Charges for financial transaction beyond set (Free) limit	₹ 10/-
Charges for non-financial transaction beyond set (Free) limit	₹ 5/-

1.10

For use of other Bank’s ATMs located in Metro and Non-Metro Areas

Number of Free transactions (Financial & Non-Financial)

For Designated Six Metros (Bangalore, Chennai, Delhi, Kolkata, Hyderabad & Mumbai)	3
For other centres	5

Service Charges (Beyond 3 transactions for Designated Metros & 5 transactions for other centre)

For Financial transactions	₹ 21/-
For Non-financial transactions	₹ 10/-

1.11

International Transactional Charges (If said facility opted in Debit Card)

Where our bank has the tie up with Foreign bank

Particular	Card Type	Transaction Charges
Our Bank <>Druk Bank (Bhutan)	All international Debit card	At Druk Bank ATMs Cash Withdrawal: 12/- (plus taxes) Balance Inquiry: ₹2/- (plus taxes)
Our Bank<>RMA (Royal Monetary Authority Bhutan)	All Rupay International debit card	At all ATMs in Bhutan other than Druk Bank ATMs Cash Withdrawal: ₹50/- (plus taxes) Balance Inquiry: ₹10/- (plus taxes)
Our Bank<>EBL Nepal	All International debit card	At EBL ATMs Cash Withdrawal: ₹50/- (flat) Balance Inquiry: ₹15/- (flat)

Where our bank do not have the tie up with Foreign bank

ALL INTERNATIONAL DEBIT CARD

Particulars	Transaction Charges
Balance Enquiry	₹ 25/-
Cash Withdrawals	₹ 150/- (flat). Apart from this, customer is charges by the acquiring bank which is not fixed and ranges from country to country. It is typically between 2-4% of transaction amount

NOTE:

For Rupay JCB International Debit Card:

Charges for International non-financial transaction: ₹ 30/-
All existing features & limits of Rupay International Debit Card would inter alia apply for Rupay JCB Debits Cards.

Point of Sale (PoS) / e-Com Transactions

3% of transaction amount