PUBLIC NOTICE
Applicable Service of Rs. 20+GST per transaction after 4 free cash
withdrawals in Cent Unnati Product (1501 1501)
In continuation of the Bank's policy on Cent Unnati Product (1501 1501) accounts and in line with the applicable RBI guidelines and the approval of the competent authority, the following instruction shall be implemented w.e.f. 07.07.2026.
- Free cash withdrawals
- ➢ Cent Unnati account holders shall be entitled to a minimum of four free cash withdrawals in a month.
- ➢ The four free withdrawals shall include cash withdrawals made through Branches, Business Correspondent (BC) Points and ATMs.
- Service Charges Beyond Free Limit
- ➢ After exhaustion of the four free cash withdrawals in a calendar year month, a service charger of ₹ 20/- plus applicable GST per cash withdrawal transaction shall be levied.
- Digital Transactions
- ➢ Digital payment transactions including NEFT, RTGS, IMPS, UPI & Point of Sale (PoS) shall not be counted towards the four free cash withdrawals.
- ➢ There shall be no restrictions on the number of digital transactions.
- Cheque book
- ➢ A cheque book containing a minimum of 25 cheque leaves per financial year shall be provided free of charge upon the customer's request.
- ATM cum Debit Card
- ➢ An ATM cum Debit card shall be issued free of charge upon the customer's request, either at the branch or through digital channels.
- ➢ No annual fee, issuance fee or renewal fee shall be levied for the ATM cum debit card.
- Passbook/Statement of Account
- ➢ A Passbook or a monthly statement of account, in lieu of a passbook, shall be provided free of charge upon the customer's request, either in printed form or through email.
- ➢ Issuance of a continuation passbook, on exhaustion of pages in the existing passbook, shall not attract any charges.
In case of any query/assistance, you are requested to contact the branch.
Authorized officer